Sunday, July 10, 2011

Refine, V.3

Whew! I can't believe how fast this year is moving;... it's halfway over! As I told you last month, I decided to focus on refining the "system" I had for our finances. Well, if you could call it a system. Anyway, I'm happy to say I have set up a Cash Flow Plan (because "budget" just sounds evil), a debt snowball, and we are well on our way to becoming completely debt free in just a couple of years (well, except for the house). I have to say it will be a sweet day when I never have to see another cent go out of our bank account for a student loan.

I'm not sure why I haven't done this before. Dave's Plan is really straightforward, and fairly simple to put into place. But then again, I have been given some major motivation because those cute girls I used to babysit on a regular basis are now much older, and my hours have been drastically cut. (By the way, if any of you are in need of a massage my hours are pretty open...)

Regardless, this whole process of refining our finances has been really good for me. I've also stumbled on quite a bit of information that makes me REALLY want to be debt free. Like even having our home paid off. The direction our economy is headed just makes me a little nervous. Whether our country is headed for an economic depression or whether we are headed toward more fruitful times, I will feel much more secure with my family knowing that we are prepared for it all. Which brings me to July...

This month I have decided to finish up a project I started earlier this year: Emergency Preparedness. I spent lots of time on our 72 hour kits in March, but I want to completely refine our Emergency Plan. I want to make sure that not only will my family have things they need... but know what they need to do, and where to go during an emergency. Fun stuff!


  1. good for you!

    debt free is the way to be.

  2. Thank you so much for this post. I want to let you know that I posted a link to your blog in CBH Digital Scrapbooking Freebies, under the Page 3 post on Jul. 11, 2011. Thanks again.


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